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October 8, 2026

I built an AI tool that disputes credit report errors — here's the compliance layer we had to design

The credit repair industry is under federal scrutiny right now, and it's deserved.

ClearFile — AI-guided credit repair from $29/mo

I built an AI tool that disputes credit report errors for $49/mo — here's the compliance layer we had to design.

The credit repair industry is under federal scrutiny right now, and it's deserved: upfront fees, vague "score guarantees," and no transparency.

So we built ClearFile the other way:

  • no upfront fees, cancel anytime within 3 days (CROA)
  • the system finds errors across all three bureaus, drafts the disputes, tracks every response
  • we never guarantee a score — results aren't guaranteed by law or by us

Waitlist is open (free, no commitment): https://clearfile.astraintelligence.co

Happy to share what we learned building a compliance-first product in a regulated space.